​In this episode, I sit down with my best friend, Aaron Abodeely, who shares his story of tackling $19,000 credit card debt down to $0. We dive a lot into this episode, including Aaron's reasons for confronting his rising debt, how he assessed his situation, and how created a game plan to go from in the red to in the black. Hope you enjoy this one and as always, if you find it helpful, please share this with a friend who could get something out of it!

To connect with Aaron, check him out on LinkedIn at:
https://www.linkedin.com/in/aaronabodeely/

In this episode I sat down with Josh Reif, a former medical student who graduated with his MD, but decided to make a shift to the online world before ever accepting a residency.

Why bring on Josh? Well, I constantly hear from listeners who are unsure if the field they're in (physical therapy, medicine, OT, nursing, etc.) is really the right fit for them or they didn't think it would be like it turned out to be. I thought it would be great to bring on someone who has gone through that exact feeling and even in the midst of significant student loans, had the courage to follow his gut and create the life he wanted. Moral of the story: never settle for anything in life because you think you'd disappoint what others want for you.

If you're interested in Josh and want to join his Facebook group, Digital Skills for Entrepreneurs, check it out here: 
https://www.facebook.com/groups/digitalskillsforentrepreneurs/

Or check him out at his website:
https://www.joshreif.net/home-2

As always guys, keep on climbing!

This episode features second-time guest on the podcast, Joe Reinke, the CEO of FitBUX. Joe sits down with me on this episode and gives us the 30,000 foot view of the various federal student loan repayment plans one can choose when the time comes to start making payments.

Joe covers the basics of:
1. The 10 year standard repayment plan
2. The 25 year extended repayment plan
3. The 25 year graduated plan
4. The income-based repayment plans
Check out FitBUX at www.fitbux.com to sign up for a free phone call!
Joe also breaks down some vocabulary including fixed vs. variable interest.

Hope this helps guys!

In this episode I sat down with Erin and Kevin Jones, a couple based out of Arizona, that got out of $107,000 in debt in 33 months. They run the successful blog www.debtfreehappens.com where they share their story from deep in debt to financial freedom. As a quick note, over $70,000 of their debt was rooted in student loan debt. Erin and Kevin are one of the kindest couples you will ever meet and in this episode we dive into:

• Kevin's mindset on money, saving, & spending before he met Erin
• Erin's mindset on money, saving, & spending before she met Kevin
• How Erin and Kevin met and how they each shaped the other's mindset on money, saving, & spending
• The breakdown of their combined debts
• Erin and Kevin's individual stories on how they approached their personal student loan debt
• The resources that shaped their mindset to commit to getting out of debt
• Erin and Kevin's advice for anyone else with student loan debt
• Where you can keep up with their journey and learn more about how Erin and Kevin became debt free

Resources mentioned in this episode:

• Podcasts
  • ​The Dave Ramsey Show 
  • ​His and Her Money Show
  • ​Stacking Benjamins
  • ​Choose FI
  • Happier With ​Gretchen Rubin Podcast
  • ​Freakonomics
  • Afford Anything
• ​​Books
  • ​Debt Free Living by Larry Burkett
  • Millionaire Next Door by Thomas Stanley 
  • Total Money Makeover by Dave Ramsey

​Meet Erin and Kevin Jones who paid off $107,000 in debt in just 33 months.

Follow their journey at

www.debtfreehappens.com

It's been a few weeks and I wanted to share what it's been like staring at my first student loan bill, which was.....

$1,099!

......

 :(  

I thought I'd break down for you guys how and why I switched my repayment plan from a 10 year standard plan to a 25 year extended fixed plan. Shout outs to the Debt Free Guys and Joe Reinke of Fitbux in this episode!

In this week's episode I sat down with Jack Zoeller, former Army Ranger and current CEO of Purefy, a company dedicated to providing refinancing options for lenders. We start out with some basic background information about refinancing and what it actually means to refinance a student loan. We then get into some of the nitty gritty details about who could benefit from refinancing their student loans, when is the best time to refinance, and how exactly does one go about making it happen.

Learn more about Purefy by checking out their website:  https://www.purefy.com/home

Or follow them on Facebook here:  https://www.facebook.com/PurefyLoans/​

Or Twitter here:   https://twitter.com/Purefy

Hope you enjoy this one! Keep climbing!

- Will

WITH ALEX ENGAR, DPT & CLAYTON POWERS, DPT

In this episode I dive into the details of how Alex and Clayton (both newly licensed physical therapists) saved thousands of dollars on tuition through taking advantage of credit card rewards. Pay close attention in this episode as Alex and Clayton break down just who exactly can benefit from this (hint: if you're the type to not keep track of your expenses, this is not a good option). Check out Alex's work out at www.habithacked.com as well as be on the lookout in the coming weeks for Alex and Clayton's new website: www.gotherefree.com

Be on the lookout for Alex and Clayton's guide at www.gotherefree.com/will

Enjoy this episode and please leave me a review on iTunes!

In this episode I sat down with Alan Collinge of Student Loan Justice. Alan has spent over a decade working on understanding and providing solutions for student loan debt. He has built a massive following and has been featured on every major news network to talk about student loan debt. Check out his work at:

studentloanjustice.org

If you enjoy this episode, please consider leaving me a review on iTunes!

My guest on this episode, Jocelyn Paonita, graduated from college debt free after earning over $125,000 in scholarship money both during AND while in college. She has since gone on to create her own course, The Scholarship System, which coaches people how to implement the strategies she used to earn scholarship money to graduate debt free. Can you imagine $125,000 in scholarship money and what that would mean to a young person? That could mean buying their first car, their first house, or even the wedding of their dreams. This episode is POWERFUL. You MUST, MUST share this with anyone you know that is either in college or in high school.

If you are interested in checking out more about The Scholarship System, click on the link below to view Jocelyn's Free Webinar!

Did you know that there's an app that will pay your student loan debt by just playing trivia? this week's episode I sat down with Preston Blakely of Givling, Inc. the app that does just that. In this episode we dive into:

• The history and story behind Givling, Inc.
• Preston's previous entrepreneurial endeavors prior to focusing on Givling, Inc.
• How crowdsourcing and advertising is used to make Givling work as it does
• How Givling has both a free to play and pay to play option
• Is it really as simple as it sounds? Yes, it actually is.
• The details behind the payout system Givling has in place

I hope you enjoy this episode and definitely check out the app, Givling, on iTunes! As always, keep climbing guys!

-Will